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	<title>Realty World - Action 1 Properties</title>
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	<link>http://realtyworldaction1.com</link>
	<description>Serving you since 2009</description>
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		<title>Pumpkin Gingerbread Recipe – Merry Christmas!</title>
		<link>http://pattymanzi.com/2011/12/23/pumpkin-gingerbread-recipe-merry-christmas/</link>
		<comments>http://pattymanzi.com/2011/12/23/pumpkin-gingerbread-recipe-merry-christmas/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 23:47:00 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Christmas Recipes]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Pumpkin]]></category>

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		<description><![CDATA[Pumpkin Gingerbread
Image via Wikipedia
• 3 cups sugar
• 1 cup vegetable oil
• 4 eggs
• 2/3 cup water
• 1 (15 ounce) can pumpkin puree
• 2 tsp ground ginger
• 1 tsp ground allspice
• 1 tsp ground cinnamon
• 1 tsp ground cloves
• 3-1/2 cups all-purpose flour
• 2 tsp baking soda
• 1-1/2 tsp salt
• 1/2 [...]]]></description>
			<content:encoded><![CDATA[<p>Pumpkin Gingerbread</p>
<p>Image via Wikipedia</p>
<p>• 3 cups sugar<br />
• 1 cup vegetable oil<br />
• 4 eggs<br />
• 2/3 cup water<br />
• 1 (15 ounce) can pumpkin puree<br />
• 2 tsp ground ginger<br />
• 1 tsp ground allspice<br />
• 1 tsp ground cinnamon<br />
• 1 tsp ground cloves<br />
• 3-1/2 cups all-purpose flour<br />
• 2 tsp baking soda<br />
• 1-1/2 tsp salt<br />
• 1/2 [...]</p>
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		<item>
		<title>AVOID FRAUD DURING FORECLOSURE</title>
		<link>http://saramestasrealestate.com/2011/12/20/avoid-fraud-during-foreclosure/</link>
		<comments>http://saramestasrealestate.com/2011/12/20/avoid-fraud-during-foreclosure/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 04:22:00 +0000</pubDate>
		<dc:creator>Sara Mestas</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Attorneys]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[loan officers]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[up front fees]]></category>
		<category><![CDATA[upside down mortgage]]></category>

		<guid isPermaLink="false">http://realtyworldaction1.com/2011/12/20/avoid-fraud-during-foreclosure/</guid>
		<description><![CDATA[http://www.dre.ca.gov/cons_alerts.html
Never pay up front fees to anyone who says to you, &#8220;I can help  save your home and modify your loan.&#8221;  Help does exist, however,  it does not come with an up front cost and one option may not be the right option for another home owner.  As a consumer facing foreclosure it [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.dre.ca.gov/cons_alerts.html">http://www.dre.ca.gov/cons_alerts.html</a><br />
Never pay up front fees to anyone who says to you, &#8220;I can help  save your home and modify your loan.&#8221;  Help does exist, however,  it does not come with an up front cost and one option may not be the right option for another <a title="Owner-occupier" href="http://en.wikipedia.org/wiki/Owner-occupier">home owner</a>.  As a consumer facing foreclosure it is important that you become knowledgeable and explore  all of your options.  Many times when people think of their <a title="Negative equity" href="http://en.wikipedia.org/wiki/Negative_equity">upside down mortgage</a> they think of <a title="Mortgage modification" href="http://en.wikipedia.org/wiki/Mortgage_modification">loan modification</a>, when they call their bank the bank says you have to be delinquent on your <a title="Mortgage loan" href="http://en.wikipedia.org/wiki/Mortgage_loan">mortgage</a> in order to qualify.  SO people stop paying their mortgage, but STOP, before you do anything like stop paying your mortgage, explore all of your options, modification, <a title="Short refinance" href="http://en.wikipedia.org/wiki/Short_refinance">Short Refinance</a>(HARP)(you cannot be delinquent on your mortgage), <a title="Bankruptcy" href="http://en.wikipedia.org/wiki/Bankruptcy">Bankruptcy</a>, <a title="Foreclosure" href="http://en.wikipedia.org/wiki/Foreclosure">Foreclosure</a>, &amp; <a title="Short sale (real estate)" href="http://en.wikipedia.org/wiki/Short_sale_(real_estate)">Short Sale</a>.<br />
Never pay anyone up front in hopes that they will change your loan or save your home even if they are licensed or certified.  Talk to <a title="National Association of Realtors" href="http://en.wikipedia.org/wiki/National_Association_of_Realtors">Realtors</a>, CPAs, and Attorneys.  Get second opinions.  Only individuals who are licensed Realtors, Loan Officers, Attorneys or entities approved by the Department of <a title="Real estate" href="http://en.wikipedia.org/wiki/Real_estate">Real Estate</a> can legally help you with your mortgage modification, short sale or refinance.  Never pay these people upfront.<br />
<a href="http://www.keepyourhomecalifornia.org/"> http://www.keepyourhomecalifornia.org/</a><br />
<em>“Those that know, do. Those that understand, teach.” Aristotle</em><br />
<strong> Leave a comment on your situation and I will post a response with resources that may help you in these times of change.</strong></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Safely Trim a Christmas Tree.</title>
		<link>http://pattymanzi.com/2011/12/15/how-to-safely-trim-a-christmas-tree/</link>
		<comments>http://pattymanzi.com/2011/12/15/how-to-safely-trim-a-christmas-tree/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 23:43:00 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[Christmas and holiday season]]></category>
		<category><![CDATA[Christmas tree]]></category>
		<category><![CDATA[Holiday]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>
		<category><![CDATA[Tree]]></category>

		<guid isPermaLink="false">http://realtyworldaction1.com/2011/12/15/how-to-safely-trim-a-christmas-tree/</guid>
		<description><![CDATA[Trim a Safe Tree
1. When purchasing an artificial tree, look for the label &#8220;Fire Resistant.&#8221;
2. When purchasing a live tree, check for freshness. A fresh tree is green, needles are hard to pull from branches and do not break when bent between your fingers.
3. When setting up a tree at home, place it away from [...]]]></description>
			<content:encoded><![CDATA[<p>Trim a Safe Tree<br />
1. When purchasing an artificial tree, look for the label &#8220;Fire Resistant.&#8221;<br />
2. When purchasing a live tree, check for freshness. A fresh tree is green, needles are hard to pull from branches and do not break when bent between your fingers.<br />
3. When setting up a tree at home, place it away from [...]</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Selling Your Home Out of Season?</title>
		<link>http://pattymanzi.com/2011/12/08/selling-your-home-out-of-season/</link>
		<comments>http://pattymanzi.com/2011/12/08/selling-your-home-out-of-season/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 23:39:00 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://realtyworldaction1.com/2011/12/08/selling-your-home-out-of-season/</guid>
		<description><![CDATA[Selling Your Home Out of Season?
A Great Deck Makes a Difference
(ARA) While winter may not be the optimum season to showcase your landscaping, there is one improvement you can make that will help you boost your home’s outdoor appeal no matter what the season: a deck.
When potential buyers visit your home in winter, they [...]]]></description>
			<content:encoded><![CDATA[<p>Selling Your Home Out of Season?<br />
A Great Deck Makes a Difference<br />
(ARA) While winter may not be the optimum season to showcase your landscaping, there is one improvement you can make that will help you boost your home’s outdoor appeal no matter what the season: a deck.<br />
When potential buyers visit your home in winter, they [...]</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kitchen Tips for an Energy-Wise Holiday!</title>
		<link>http://pattymanzi.com/2011/12/01/kitchen-tips-for-an-energy-wise-holiday/</link>
		<comments>http://pattymanzi.com/2011/12/01/kitchen-tips-for-an-energy-wise-holiday/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 23:35:00 +0000</pubDate>
		<dc:creator>Patty Manzi</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Holiday]]></category>
		<category><![CDATA[Pleasanton Real Estate]]></category>

		<guid isPermaLink="false">http://realtyworldaction1.com/2011/12/01/kitchen-tips-for-an-energy-wise-holiday/</guid>
		<description><![CDATA[Kitchen Tips for an Energy-Wise Holiday
Oven Tips
The turkey is traditionally stuffed early in the morning and roasted for hours. Since it’s a long, slow cook, there’s no need to preheat your oven, even when the recipe suggests it. This also holds true for a holiday ham. In fact, unless you&#8217;re baking breads or [...]]]></description>
			<content:encoded><![CDATA[<p>Kitchen Tips for an Energy-Wise Holiday<br />
Oven Tips<br />
The turkey is traditionally stuffed early in the morning and roasted for hours. Since it’s a long, slow cook, there’s no need to preheat your oven, even when the recipe suggests it. This also holds true for a holiday ham. In fact, unless you&#8217;re baking breads or [...]</p>
]]></content:encoded>
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